3 Social Security Disability Insurance Requirements That You Should Know


Suffering from mobility problems limit your functionality. Depending on your age and disability, there are chances that you are not able to get sufficient financial options. To secure your future and supplement your income, you can consider applying for a Social Security Disability Insurance (SSDI). Although it would benefit you, it would be better if you ask an insurance agent in Kansas to guide you better throughout the process.

Here is a list of some of the requirements of the SSDI which an individual should qualify.

1. Ability to work

The first parameter which is considered under the SSDI is the ability of an individual to work. An individual would have to be diagnosed with a disability according to the list. Also, an individual should have recently worked or working currently to be eligible for this insurance. Someone who is an experienced insurance agent would provide precise details about social security disability insurance.

2. Income criteria

The second parameter which is considered is the income criteria of an individual. In order to be eligible for the SSDI program, your income should be under the specified bracket. Check that if your income meets the criteria. But, one thing which you should keep in mind is that the income is calculated only for the work you do. It means that income from sources other than your job is not considered.

3. Spouse’s income

As a part of the SSDI, when you are applying for the program, your spouse's income is not considered. The program only takes your income and your history into account. Any income or investments of your spouse are not considered. It would be preferable to know more about the program.

You should contact an experienced insurance agent in Overland Park. Browse through the web to gather more information.

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